OUR PEST INSPECTION SERVICES IN Ventura, CA

TESTIMONIALS

What Is a Pest Inspection?

What Is a Pest Inspection?

A pest inspection in {Ventura, CA entails a search for bugs and other organisms that can cause damage to the structure of your property, a health threat or both. One common structural concern is caused by termites that obtain their nutrients from the wood in your house, but different other bugs and rodents can also cause problems.

What Does a Pest Inspection in Ventura, CA Entail?

A pest inspection often takes place about the same time as a home inspection or appraisal. Actually, one of the situations it might be required is when an appraiser observes signs of a potential pest problem. But, homeowners can have pest inspections done anytime they’re anxious they might have an issue.

Typically, pest inspection and mitigation services are offered by the same kinds of companies that do extermination. If you suspect a problem and you can identify where it’s coming from, it may be possible to do some do-it-yourself inspection and mitigation. But, this is a task that’s typically best left to pros. If your mortgage program requires a pest inspection, you will need to engage a professional.

With limited exceptions for specific states and counties within states, you typically need a pest inspection if you’re getting a Department of Veterans Affairs (VA) loan. One important exception is the VA Streamline (also known as an interest rate reduction refinance loan or IRRRL), unless an appraiser feels there’s a problem.
Let’s dive into a deeper dive into what’s involved in the inspection next.

A Detailed Search for Any Infestations

A trained pest inspector in Ventura, CA will look through the interior and exterior of your home for all types of critters that could be a hazard. Based on the region you live in, these comprise but aren’t limited to the following:

• Subterranean and above-ground termites
• Bedbugs
• Cockroaches
• Bees and other stinging insects
• Carpenter ants
• Different kinds of rodents
• Spiders
• Snakes
• Scorpions
• Moths
• Wood-destroying insects
Evidence of these critters can consist of items from damaged wood to small gatherings of insect droppings or gnawing marks on furniture.

An Evaluation of Any Structural Damage

Insects and other pests get into your house in some way, usually by taking advantage of and/or causing structural damage to your home. The inspector will search for evidence of damaged floorboards, baseboards, walls, siding and more. After rooting out the pests from their hiding place, the structural damage will need to be fixed.

A Detailed Pest Report

Once the inspector is done, they’ll issue a pest inspection report that is offered to the appraiser. Although states use different forms and there are pests they search for based on the climate, they do have some common elements.

Each inspection form will give a brief summary of the pests found. They’ll also mention where they were found and any damage done. Lastly, they’ll go over necessary treatments.

Instructions for Treatment And Damage Repair

In most situations, the problem needs to be treated and any damage resulting from the infestation needs to be repaired to the satisfaction of the inspector before you can move forward with the loan if the inspector or appraiser had previously noted the problem. Effective treatment might entail a simple one-time visit from an exterminator, or if more severe structural damage is found, a longer treatment plan may be put in place.

Nevertheless, they’ll do another inspection to ensure that the problem has been resolved.

How Long Does A Pest Inspection in Ventura, CATake?

Most pest inspections normally take 30 minutes to an hour to conclude. However, the actual length could be longer based on what the inspector has to check, and the size and layout of the house. For example, if you have a crawlspace or attic that is tougher to access, that can take some more time.

The paperwork also needs to be sent to your mortgage company and that might take a day or two to deal with. Beyond that, if damage repair or mitigation is required, it depends on how soon you can get that scheduled. Once finished, another inspection to confirm damage repair and eradication of the problem is normally necessary. But the faster you get the damage repaired, the simpler it can be.

How Much Does A Pest Inspection in Ventura, CA Cost?

According to HomeAdvisor, the average cost of a termite and pest inspection is about $100. Nevertheless, the cost can change a lot depending on the size of the home and what’s being checked for. Additionally, sometimes you might be able to get a bundle deal if you also have a regular home inspection done with the same company.

With most loan options, it doesn’t count who pays for the pest inspection. The one that’s different is the VA, and that’s important because it’s also the only loan where pest inspection is required required.
Buyers, sellers or lenders can pay for a pest inspection under a VA loan in the following states:

• Alabama
• Arkansas
• Arizona
• California
• Florida
• Louisiana
• Mississippi
• Oklahoma
• Texas

In the remaining states and Washington, D.C., either the seller or lender must pay for the pest inspection on a VA loan.

Should I Get A Home Pest Inspection in Ventura, CA?

A VA loan termite inspection is needed in many states. If your appraiser mentions signs of a pest problem, a pest inspection will be required. If you do not get a pest inspection, you may not be able to be eligible for the mortgage.

Outside of that, no one wishes to share their new home with uninvited guests, particularly if those guests have more than four legs. Having a pest inspection is valuable for peace of mind alone. You’ll feel confident that your new home is a neat and safe place to live in.

Home Pest Inspection FAQs

Here are a few of the most commonly asked questions about home pest inspections.

Are pest inspections in Ventura, CA required?

There are a few circumstances in which a pest inspection may be required. If you are going for a VA loan or if a home inspection reveals signs of a pest infestation, a professional pest inspection will likely be required.

Who pays for a pest inspection in Ventura, CA?

In some cases, like VA loans, the seller may pay for the cost of a pest inspection. Alternatively, if the buyer’s home inspector points out signs of pests they may opt to get a pest inspection before proceeding with the process.

The Bottom Line

A pest inspection in Ventura, CA will help make sure that no unpleasant creepy crawly has made your home their own. This fairly cheap inspection can be essential to get a mortgage in some cases and it’s also there to give you reassurance that the home you’re living in is secure and sanitary.

We hope you gained a little bit more about pest control. A pest inspection and a general home inspection are consistently important, but they can be particularly necessary when you’re buying a house that’s sold as-is.

Contact us now to book your home pest inspection in Ventura, CA.