OUR PEST INSPECTION SERVICES IN Greeley, CO

TESTIMONIALS

What Is a Pest Inspection?

What Is a Pest Inspection?

A pest inspection in {Greeley, CO includes a hunt for bugs and other creatures that can cause damage to the framework of your property, a health risk or both. One common structural concern is due to termites that obtain their nutrients from the wood in your house, but several other bugs and rodents can also cause problems.

What Does a Pest Inspection in Greeley, CO Entail?

A pest inspection usually takes place about the same time as a home inspection or appraisal. In fact, one of the instances it might be required is when an appraiser notices signs of a potential pest problem. However, homeowners can have pest inspections done whenever they’re concerned they might have an issue.

Generally, pest inspection and mitigation services are provided by the same types of companies that do extermination. If you believe a problem and you can identify where it’s coming from, it may be possible to do some do-it-yourself inspection and mitigation. Nonetheless, this is a task that’s typically best left to pros. If your mortgage program requires a pest inspection, you will need to hire a professional.

With limited exceptions for specific states and counties within states, you normally need a pest inspection if you’re getting a Department of Veterans Affairs (VA) loan. One notable exception is the VA Streamline (also known as an interest rate reduction refinance loan or IRRRL), unless an appraiser feels there’s a problem.
Let’s have a deeper dive into what’s entailed in the inspection next.

A Detailed Search for Any Infestations

A trained pest inspector in Greeley, CO will inspect the interior and exterior of your home for all manner of critters that could be a threat. Based on the region you live in, these include but aren’t limited to the following:

• Subterranean and above-ground termites
• Bed bugs
• Cockroaches
• Bees and other stinging insects
• Carpenter ants
• Various kinds of rodents
• Spiders
• Snakes
• Scorpions
• Moths
• Wood-destroying insects
Evidence of these critters can include everything from damaged wood to small gatherings of insect droppings or gnawing marks on furniture.

An Evaluation of Any Structural Damage

Insects and other pests get into your house in some way, often by utilizing and/or causing structural damage to your home. The inspector will search for evidence of damaged floorboards, baseboards, walls, siding and more. After eliminating the pests from their hiding place, the structural damage will have to be fixed.

A Detailed Pest Report

Once the inspector is done, they’ll provide a pest inspection report that is provided to the appraiser. Even though states use different forms and there are pests they search for based on the climate, they do share some common elements.

Each inspection form will provide a brief description of the pests found. They’ll also discuss where they were found and any damage done. Finally, they’ll go over necessary treatments.

Instructions for Treatment And Damage Repair

In most cases, the problem needs to be treated and any damage resulting from the infestation has to be repaired to the satisfaction of the inspector before you can proceed with the loan if the inspector or appraiser had previously noted the problem. Efficient treatment might entail a simple one-time visit from an exterminator, or if more serious structural damage is found, a longer treatment plan may be implemented.

Regardless, they’ll do another inspection to verify that the problem has been addressed.

How Long Does A Pest Inspection in Greeley, COTake?

Most pest inspections normally take 30 minutes to an hour to finish. Nevertheless, the actual length could be longer according to what the inspector has to check, and the size and layout of the house. For example, if you have a crawlspace or attic that is harder to access, that can take some more time.

The paperwork also needs to be sent to your mortgage company and that might take a day or two to handle. After that, if damage repair or mitigation is required, it depends on how fast you can get that scheduled. Once done, another inspection to confirm damage repair and eradication of the problem is typically necessary. But the sooner you get the damage repaired, the easier it can be.

How Much Does A Pest Inspection in Greeley, CO Cost?

Based on HomeAdvisor, the average cost of a termite and pest inspection is about $100. But, the cost can differ significantly depending on the size of the home and what’s being looked for. Moreover, sometimes you might be able to get a combined deal if you also have a regular home inspection done with the same company.

With most loan options, it doesn’t make a difference who pays for the pest inspection. The one that’s different is the VA, and that’s significant because it’s also the only loan where pest inspection is usually required.
Purchasers, sellers or lenders can pay for a pest inspection under a VA loan in the next states:

• Alabama
• Arkansas
• Arizona
• California
• Florida
• Louisiana
• Mississippi
• Oklahoma
• Texas

In the other states and Washington, D.C., either the seller or lender must pay for the pest inspection on a VA loan.

Should I Get A Home Pest Inspection in Greeley, CO?

A VA loan termite inspection is required in many states. If your appraiser mentions signs of a pest problem, a pest inspection will be needed. If you do not get a pest inspection, you may not be able to qualify for the mortgage.

After that, no one wishes to share their new home with uninvited guests, particularly if those guests have more than four legs. Obtaining a pest inspection is worthwhile for peace of mind alone. You’ll feel confident that your new home is a clean and safe place to dwell in.

Home Pest Inspection FAQs

Here are a few of the most often asked questions concerning home pest inspections.

Are pest inspections in Greeley, CO required?

There are a few circumstances in which a pest inspection may be required. If you are applying for a VA loan or if a home inspection reveals signs of a pest infestation, a professional pest inspection will likely be required.

Who pays for a pest inspection in Greeley, CO?

In some situations, like VA loans, the seller may pay for the cost of a pest inspection. On the other hand, if the buyer’s home inspector notes signs of pests they may opt to get a pest inspection before proceeding with the process.

The Bottom Line

A pest inspection in Greeley, CO will help ensure that no unwanted creepy crawly has made your home their own. This fairly cheap inspection can be required to get a mortgage in some cases and it’s also there to offer you confidence that the home you’re living in is safe and sanitary.

We hope you gained a little bit more about pest control. A pest inspection and a general home inspection are constantly important, but they can be notably necessary when you’re acquiring a house that’s sold as-is.

Reach out to us now to book your home pest inspection in Greeley, CO.