OUR PEST INSPECTION SERVICES IN Elk Grove, CA

TESTIMONIALS

What Is a Pest Inspection?

What Is a Pest Inspection?

A pest inspection in {Elk Grove, CA involves a look for bugs and other creatures that can cause damage to the structure of your property, a health hazard or both. One frequent structural problem is due to termites that get their nutrients from the wood in your house, but several other bugs and rodents can also cause problems.

What Does a Pest Inspection in Elk Grove, CA Entail?

A pest inspection often takes place about the same time as a home inspection or appraisal. Actually, one of the times it might be required is when an appraiser notices signs of a potential pest problem. But, homeowners can have pest inspections done anytime they’re concerned they might have an issue.

Generally, pest inspection and mitigation services are provided by the same types of companies that do extermination. If you believe a problem and you can spot where it’s coming from, it may be feasible to do some do-it-yourself inspection and mitigation. However, this is an aspect that’s typically best left to pros. If your mortgage program requires a pest inspection, you will need to engage a professional.

With limited exceptions for specific states and counties within states, you usually need a pest inspection if you’re getting a Department of Veterans Affairs (VA) loan. One notable exception is the VA Streamline (also known as an interest rate reduction refinance loan or IRRRL), unless an appraiser thinks there’s a problem.
Let’s take a deeper look into what’s included in the inspection next.

A Detailed Search for Any Infestations

A trained pest inspector in Elk Grove, CA will look through the interior and exterior of your home for all types of critters that could be a risk. According to the region you live in, these consist of but aren’t limited to the following:

• Subterranean and above-ground termites
• Bedbugs
• Cockroaches
• Bees and other stinging insects
• Carpenter ants
• Different kinds of rodents
• Spiders
• Snakes
• Scorpions
• Moths
• Wood-destroying insects
Evidence of these critters can comprise everything from damaged wood to small gatherings of insect droppings or gnawing marks on furniture.

An Evaluation of Any Structural Damage

Insects and other pests enter your house in some way, typically by taking advantage of and/or causing structural damage to your home. The inspector will look for evidence of damaged floorboards, baseboards, walls, siding and more. After getting rid of the pests from their hiding place, the structural damage will have to be fixed.

A Detailed Pest Report

Once the inspector is done, they’ll issue a pest inspection report that is given to the appraiser. Even though states use different forms and there are pests they look for based on the climate, they do have some common elements.

Each inspection form will give a brief description of the pests found. They’ll also talk about where they were found and any damage done. Lastly, they’ll go over necessary treatments.

Instructions for Treatment And Damage Repair

In most situations, the problem needs to be treated and any damage resulting from the infestation needs to be repaired to the satisfaction of the inspector before you can continue with the loan if the inspector or appraiser had previously noted the problem. Efficient treatment might entail a simple one-time visit from an exterminator, or if more severe structural damage is found, a longer treatment plan may be put in place.

Nonetheless, they’ll do another inspection to confirm that the problem has been resolved.

How Long Does A Pest Inspection in Elk Grove, CATake?

Most pest inspections normally take 30 minutes to an hour to finish. Nevertheless, the actual length could be longer according to what the inspector has to look for, and the size and layout of the house. For example, if you have a crawlspace or attic that is tougher to access, that can take some extra time.

The paperwork also has to be sent to your mortgage company and that might take a day or two to deal with. Beyond that, if damage repair or mitigation is required, it relies on how soon you can get that scheduled. Once finished, another inspection to confirm damage repair and eradication of the problem is typically necessary. But the sooner you get the damage repaired, the more straightforward it can be.

How Much Does A Pest Inspection in Elk Grove, CA Cost?

Per HomeAdvisor, the average cost of a termite and pest inspection is about $100. But, the cost can change a lot based on the size of the home and what’s being inspected for. Furthermore, sometimes you might be able to get a combined deal if you also have a regular home inspection done with the same company.

With most loan options, it doesn’t count who pays for the pest inspection. The one that’s different is the VA, and that’s important because it’s also the only loan where pest inspection is required required.
Buyers, sellers or lenders can pay for a pest inspection under a VA loan in the following states:

• Alabama
• Arkansas
• Arizona
• California
• Florida
• Louisiana
• Mississippi
• Oklahoma
• Texas

In the other states and Washington, D.C., either the seller or lender need to pay for the pest inspection on a VA loan.

Should I Get A Home Pest Inspection in Elk Grove, CA?

A VA loan termite inspection is mandatory in many states. If your appraiser mentions signs of a pest problem, a pest inspection will be necessary. If you do not get a pest inspection, you may not be able to be eligible for the mortgage.

Outside of that, no one wishes to share their new home with intruders, notably if those guests have more than four legs. Getting a pest inspection is worthwhile for peace of mind alone. You’ll feel confident that your new home is a clean and safe place to live in.

Home Pest Inspection FAQs

Here are a few of the most commonly asked questions concerning home pest inspections.

Are pest inspections in Elk Grove, CA required?

There are a few circumstances in which a pest inspection may be required. If you are going for a VA loan or if a home inspection displays signs of a pest infestation, a professional pest inspection will likely be required.

Who pays for a pest inspection in Elk Grove, CA?

In some cases, like VA loans, the seller may pay for the cost of a pest inspection. Alternatively, if the buyer’s home inspector points out signs of pests they may decide to get a pest inspection before proceeding with the process.

The Bottom Line

A pest inspection in Elk Grove, CA will help make sure that no undesirable creepy crawly has made your home their own. This comparatively cheap inspection can be necessary to get a mortgage in some situations and it’s also there to give you reassurance that the home you’re living in is safe and sanitary.

We wish you learned a little bit more about pest control. A pest inspection and a general home inspection are consistently important, but they can be particularly necessary when you’re buying a house that’s sold as-is.

Call us now to book your home pest inspection in Elk Grove, CA.