OUR PEST INSPECTION SERVICES IN Chula Vista, CA

TESTIMONIALS

What Is a Pest Inspection?

What Is a Pest Inspection?

A pest inspection in {Chula Vista, CA entails a search for bugs and other organisms that can cause damage to the structure of your property, a health threat or both. One usual structural problem is due to termites that obtain their nutrients from the wood in your house, but several other bugs and rodents can also cause problems.

What Does a Pest Inspection in Chula Vista, CA Entail?

A pest inspection usually takes place about the same time as a home inspection or appraisal. Indeed, one of the instances it might be required is when an appraiser observes signs of a potential pest problem. Nevertheless, homeowners can have pest inspections done anytime they’re concerned they might have an issue.

Generally, pest inspection and mitigation services are provided by the same types of companies that do extermination. If you believe a problem and you can see where it’s coming from, it may be feasible to do some do-it-yourself inspection and mitigation. Nonetheless, this is something that’s typically best left to pros. If your mortgage program requires a pest inspection, you will need to employ a professional.

With few exceptions for certain states and counties within states, you usually need a pest inspection if you’re getting a Department of Veterans Affairs (VA) loan. One significant exception is the VA Streamline (also known as an interest rate reduction refinance loan or IRRRL), unless an appraiser feels there’s a problem.
Let’s take a deeper look into what’s included in the inspection next.

A Comprehensive Search for Any Infestations

A trained pest inspector in Chula Vista, CA will inspect the interior and exterior of your home for all types of critters that could be a threat. According to the region you live in, these comprise but aren’t limited to the following:

• Subterranean and above-ground termites
• Bed bugs
• Cockroaches
• Bees and other stinging insects
• Carpenter ants
• Different kinds of rodents
• Spiders
• Snakes
• Scorpions
• Moths
• Wood-destroying insects
Evidence of these critters can include things from damaged wood to small collections of insect droppings or gnawing marks on furniture.

An Evaluation of Any Structural Damage

Insects and other pests invade your house in some way, typically by taking advantage of and/or causing structural damage to your home. The inspector will look for evidence of damaged floorboards, baseboards, walls, siding and more. After eliminating the pests from their hiding place, the structural damage will have to be fixed.

A Detailed Pest Report

Once the inspector is done, they’ll provide a pest inspection report that is offered to the appraiser. Although states use different forms and there are pests they search for based on the climate, they do have some common elements.

Each inspection form will give a brief summary of the pests found. They’ll also mention where they were found and any damage done. In the end, they’ll go over necessary treatments.

Instructions for Treatment And Damage Repair

In most instances, the problem needs to be treated and any damage due to the infestation needs to be repaired to the satisfaction of the inspector before you can proceed with the loan if the inspector or appraiser had previously noted the problem. Efficient treatment might entail a simple one-time visit from an exterminator, or if more severe structural damage is found, a longer treatment plan may be implemented.

Nonetheless, they’ll do another inspection to confirm that the problem has been taken care of.

How Long Does A Pest Inspection in Chula Vista, CATake?

Most pest inspections typically take 30 minutes to an hour to complete. Nevertheless, the actual length could be longer depending on what the inspector has to check, and the size and layout of the house. For example, if you have a crawlspace or attic that is more difficult to access, that can take some more time.

The paperwork also needs to be sent to your mortgage company and that might take a day or two to process. After that, if damage repair or mitigation is required, it depends on how quickly you can get that scheduled. Once done, another inspection to confirm damage repair and eradication of the problem is typically necessary. But the quicker you get the damage repaired, the more straightforward it can be.

How Much Does A Pest Inspection in Chula Vista, CA Cost?

According to HomeAdvisor, the average cost of a termite and pest inspection is about $100. But, the cost can change significantly depending on the size of the home and what’s being checked for. Additionally, sometimes you might be able to get a bundle deal if you also have a regular home inspection done with the same company.

With most loan options, it doesn’t make a difference who pays for the pest inspection. The one that’s different is the VA, and that’s important because it’s also the only loan where pest inspection is required required.
Buyers, sellers or lenders can pay for a pest inspection under a VA loan in the next states:

• Alabama
• Arkansas
• Arizona
• California
• Florida
• Louisiana
• Mississippi
• Oklahoma
• Texas

In the other states and Washington, D.C., either the seller or lender have to pay for the pest inspection on a VA loan.

Should I Get A Home Pest Inspection in Chula Vista, CA?

A VA loan termite inspection is required in many states. If your appraiser mentions signs of a pest problem, a pest inspection will be necessary. If you do not get a pest inspection, you may not be able to be eligible for the mortgage.

After that, no one desires to share their new home with intruders, notably if those guests have more than four legs. Having a pest inspection is worthwhile for peace of mind alone. You’ll feel confident that your new home is a tidy and safe place to live in.

Home Pest Inspection FAQs

Here are a few of the most often asked questions regarding home pest inspections.

Are pest inspections in Chula Vista, CA required?

There are a few cases in which a pest inspection may be required. If you are going for a VA loan or if a home inspection shows signs of a pest infestation, a professional pest inspection will probably be required.

Who pays for a pest inspection in Chula Vista, CA?

In some situations, like VA loans, the seller may cover the cost of a pest inspection. On the other hand, if the buyer’s home inspector mentions signs of pests they may decide to get a pest inspection before proceeding with the process.

The Bottom Line

A pest inspection in Chula Vista, CA will aid ensure that no undesirable creepy crawly has made your home their own. This relatively cheap inspection can be essential to get a mortgage in some situations and it’s also there to offer you confidence that the home you’re living in is safe and sanitary.

We desire you learned a little bit more about pest control. A pest inspection and a general home inspection are always important, but they can be especially necessary when you’re acquiring a house that’s sold as-is.

Call us now to arrange your home pest inspection in Chula Vista, CA.