OUR PEST INSPECTION SERVICES IN Centennial, CO

TESTIMONIALS

What Is a Pest Inspection?

What Is a Pest Inspection?

A pest inspection in {Centennial, CO entails a look for bugs and other organisms that can lead to harm to the framework of your property, a health hazard or both. One common structural problem is caused by termites that get their nutrients from the wood in your house, but several other bugs and rodents can also be problematic.

What Does a Pest Inspection in Centennial, CO Entail?

A pest inspection often takes place about the same time as a home inspection or appraisal. Indeed, one of the situations it might be required is when an appraiser observes signs of a potential pest problem. But, homeowners can have pest inspections done when they’re worried they might have an issue.

Generally, pest inspection and mitigation services are offered by the same kinds of companies that do extermination. If you suspect a problem and you can identify where it’s coming from, it may be feasible to do some do-it-yourself inspection and mitigation. But, this is something that’s usually best left to pros. If your mortgage program requires a pest inspection, you will need to employ a professional.

With few exceptions for certain states and counties within states, you usually need a pest inspection if you’re getting a Department of Veterans Affairs (VA) loan. One significant exception is the VA Streamline (also known as an interest rate reduction refinance loan or IRRRL), unless an appraiser believes there’s a problem.
Let’s dive into a deeper exploration into what’s involved in the inspection next.

A Comprehensive Search for Any Infestations

A trained pest inspector in Centennial, CO will examine the interior and exterior of your home for all manner of critters that could be a risk. According to the region you live in, these include but aren’t limited to the following:

• Subterranean and above-ground termites
• Bed bugs
• Cockroaches
• Bees and other stinging insects
• Carpenter ants
• Various kinds of rodents
• Spiders
• Snakes
• Scorpions
• Moths
• Wood-destroying insects
Evidence of these critters can comprise items from damaged wood to small collections of insect droppings or gnawing marks on furniture.

An Evaluation of Any Structural Damage

Insects and other pests invade your house in some way, usually by taking advantage of and/or causing structural damage to your home. The inspector will search for evidence of damaged floorboards, baseboards, walls, siding and more. After getting rid of the pests from their hiding place, the structural damage will need to be fixed.

A Detailed Pest Report

Once the inspector is done, they’ll issue a pest inspection report that is given to the appraiser. Even though states use different forms and there are pests they search for based on the climate, they do have some common elements.

Each inspection form will offer a brief overview of the pests found. They’ll also mention where they were found and any damage done. Finally, they’ll go over necessary treatments.

Instructions for Treatment And Damage Repair

In most situations, the problem needs to be treated and any damage caused by the infestation has to be repaired to the satisfaction of the inspector before you can continue with the loan if the inspector or appraiser had previously noted the problem. Efficient treatment might include a simple one-time visit from an exterminator, or if more serious structural damage is found, a longer treatment plan may be put in place.

Regardless, they’ll do another inspection to verify that the problem has been taken care of.

How Long Does A Pest Inspection in Centennial, COTake?

Most pest inspections typically take 30 minutes to an hour to complete. However, the actual length could be longer based on what the inspector has to look for, and the size and layout of the house. For example, if you have a crawlspace or attic that is more difficult to access, that can take some additional time.

The paperwork also has to be sent to your mortgage company and that might take a day or two to deal with. Beyond that, if damage repair or mitigation is required, it relies on how soon you can get that scheduled. Once finished, another inspection to confirm damage repair and eradication of the problem is usually necessary. But the quicker you get the damage repaired, the easier it can be.

How Much Does A Pest Inspection in Centennial, CO Cost?

Based on HomeAdvisor, the average cost of a termite and pest inspection is about $100. However, the cost can vary quite a bit according to the size of the home and what’s being checked for. Furthermore, sometimes you might be able to get a combined deal if you also have a regular home inspection done with the same company.

With most loan options, it doesn’t make a difference who pays for the pest inspection. The one that’s different is the VA, and that’s crucial because it’s also the only loan where pest inspection is usually required.
Buyers, sellers or lenders can pay for a pest inspection under a VA loan in the following states:

• Alabama
• Arkansas
• Arizona
• California
• Florida
• Louisiana
• Mississippi
• Oklahoma
• Texas

In the remaining states and Washington, D.C., either the seller or lender must pay for the pest inspection on a VA loan.

Should I Get A Home Pest Inspection in Centennial, CO?

A VA loan termite inspection is mandatory in many states. If your appraiser points out signs of a pest problem, a pest inspection will be necessary. If you do not get a pest inspection, you may not be able to qualify for the mortgage.

Outside of that, no one wants to share their new home with intruders, particularly if those guests have more than four legs. Getting a pest inspection is well worth it for peace of mind alone. You’ll be confident that your new home is a tidy and safe place to dwell in.

Home Pest Inspection FAQs

Here are a few of the most commonly asked questions concerning home pest inspections.

Are pest inspections in Centennial, CO required?

There are a few circumstances in which a pest inspection may be required. If you are going for a VA loan or if a home inspection reveals signs of a pest infestation, a professional pest inspection will probably be required.

Who pays for a pest inspection in Centennial, CO?

In some cases, like VA loans, the seller may cover the cost of a pest inspection. Alternatively, if the buyer’s home inspector notes signs of pests they may choose to get a pest inspection before moving forward with the process.

The Bottom Line

A pest inspection in Centennial, CO will aid make sure that no unpleasant creepy crawly has made your home their own. This comparatively cheap inspection can be essential to get a mortgage in some instances and it’s also there to offer you reassurance that the home you’re living in is safe and sanitary.

We hope you acquired a little bit more about pest control. A pest inspection and a general home inspection are always important, but they can be notably necessary when you’re buying a house that’s sold as-is.

Contact us now to book your home pest inspection in Centennial, CO.