OUR PEST INSPECTION SERVICES IN Carmel, IN

TESTIMONIALS

What Is a Pest Inspection?

What Is a Pest Inspection?

A pest inspection in {Carmel, IN entails a search for bugs and other critters that can cause damage to the framework of your property, a health threat or both. One common structural concern is due to termites that obtain their nutrients from the wood in your house, but different other bugs and rodents can also lead to issues.

What Does a Pest Inspection in Carmel, IN Entail?

A pest inspection typically takes place about the same time as a home inspection or appraisal. Actually, one of the times it might be required is when an appraiser observes signs of a potential pest problem. However, homeowners can have pest inspections done when they’re concerned they might have an issue.

Typically, pest inspection and mitigation services are provided by the same types of companies that do extermination. If you suspect a problem and you can identify where it’s coming from, it may be feasible to do some do-it-yourself inspection and mitigation. However, this is an aspect that’s often best left to pros. If your mortgage program requires a pest inspection, you will need to engage a professional.

With limited exceptions for certain states and counties within states, you typically need a pest inspection if you’re getting a Department of Veterans Affairs (VA) loan. One important exception is the VA Streamline (also known as an interest rate reduction refinance loan or IRRRL), unless an appraiser believes there’s a problem.
Let’s dive into a deeper exploration into what’s involved in the inspection next.

A Detailed Search for Any Infestations

A trained pest inspector in Carmel, IN will inspect the interior and exterior of your home for all types of critters that could be a risk. Based on the region you live in, these comprise but aren’t limited to the following:

• Subterranean and above-ground termites
• Bed bugs
• Cockroaches
• Bees and other stinging insects
• Carpenter ants
• Various kinds of rodents
• Spiders
• Snakes
• Scorpions
• Moths
• Wood-destroying insects
Evidence of these critters can include items from damaged wood to small accumulations of insect droppings or gnawing marks on furniture.

An Evaluation of Any Structural Damage

Insects and other pests invade your house in some way, typically by utilizing and/or causing structural damage to your home. The inspector will search for evidence of damaged floorboards, baseboards, walls, siding and more. After eliminating the pests from their hiding place, the structural damage will have to be fixed.

A Detailed Pest Report

Once the inspector is done, they’ll give a pest inspection report that is given to the appraiser. Although states use different forms and there are pests they look for based on the climate, they do have some common elements.

Each inspection form will provide a brief description of the pests found. They’ll also mention where they were found and any damage done. Lastly, they’ll go over necessary treatments.

Instructions for Treatment And Damage Repair

In most situations, the problem requires to be treated and any damage due to the infestation needs to be repaired to the satisfaction of the inspector before you can proceed with the loan if the inspector or appraiser had previously noted the problem. Proper treatment might include a simple one-time visit from an exterminator, or if more severe structural damage is found, a longer treatment plan may be implemented.

Nevertheless, they’ll do another inspection to ensure that the problem has been addressed.

How Long Does A Pest Inspection in Carmel, INTake?

Most pest inspections usually take 30 minutes to an hour to complete. However, the actual length could be longer depending on what the inspector has to check, and the size and layout of the house. For example, if you have a crawlspace or attic that is tougher to access, that can take some extra time.

The paperwork also needs to be sent to your mortgage company and that might take a day or two to handle. Beyond that, if damage repair or mitigation is required, it is based on how quickly you can get that scheduled. Once completed, another inspection to confirm damage repair and eradication of the problem is usually necessary. But the sooner you get the damage repaired, the easier it can be.

How Much Does A Pest Inspection in Carmel, IN Cost?

According to HomeAdvisor, the average cost of a termite and pest inspection is about $100. But, the cost can change quite a bit based on the size of the home and what’s being inspected for. Moreover, sometimes you might be able to get a combined deal if you also have a regular home inspection done with the same company.

With most loan options, it doesn’t make a difference who pays for the pest inspection. The one that’s different is the VA, and that’s important because it’s also the only loan where pest inspection is typically required.
Purchasers, sellers or lenders can pay for a pest inspection under a VA loan in the next states:

• Alabama
• Arkansas
• Arizona
• California
• Florida
• Louisiana
• Mississippi
• Oklahoma
• Texas

In the rest of the states and Washington, D.C., either the seller or lender have to pay for the pest inspection on a VA loan.

Should I Get A Home Pest Inspection in Carmel, IN?

A VA loan termite inspection is needed in many states. If your appraiser notes signs of a pest problem, a pest inspection will be required. If you do not get a pest inspection, you may not be able to qualify for the mortgage.

Outside of that, no one wishes to share their new home with intruders, especially if those guests have more than four legs. Having a pest inspection is worthwhile for peace of mind alone. You’ll feel confident that your new home is a tidy and safe place to dwell in.

Home Pest Inspection FAQs

Here are a few of the most often asked questions regarding home pest inspections.

Are pest inspections in Carmel, IN required?

There are a few circumstances in which a pest inspection may be required. If you are applying for a VA loan or if a home inspection reveals signs of a pest infestation, a professional pest inspection will most likely be required.

Who pays for a pest inspection in Carmel, IN?

In some cases, like VA loans, the seller may pay for the cost of a pest inspection. Alternatively, if the buyer’s home inspector mentions signs of pests they may decide to get a pest inspection before proceeding with the process.

The Bottom Line

A pest inspection in Carmel, IN will aid make sure that no undesirable creepy crawly has made your home their own. This fairly cheap inspection can be essential to get a mortgage in some cases and it’s also there to offer you confidence that the home you’re living in is safe and sanitary.

We wish you gained a little bit more about pest control. A pest inspection and a general home inspection are consistently important, but they can be notably necessary when you’re buying a house that’s sold as-is.

Call us now to book your home pest inspection in Carmel, IN.