OUR PEST INSPECTION SERVICES IN Cape Coral, FL

TESTIMONIALS

What Is a Pest Inspection?

What Is a Pest Inspection?

A pest inspection in {Cape Coral, FL includes a look for bugs and other critters that can lead to harm to the framework of your property, a health hazard or both. One frequent structural problem is caused by termites that derive their nutrients from the wood in your house, but various other bugs and rodents can also be problematic.

What Does a Pest Inspection in Cape Coral, FL Entail?

A pest inspection often takes place near the same time as a home inspection or appraisal. In fact, one of the times it might be required is when an appraiser sees signs of a potential pest problem. However, homeowners can have pest inspections done anytime they’re worried they might have an issue.

Usually, pest inspection and mitigation services are offered by the same kinds of companies that do extermination. If you think a problem and you can identify where it’s coming from, it may be possible to do some do-it-yourself inspection and mitigation. Nonetheless, this is something that’s often best left to pros. If your mortgage program requires a pest inspection, you will need to employ a professional.

With limited exceptions for certain states and counties within states, you normally need a pest inspection if you’re getting a Department of Veterans Affairs (VA) loan. One notable exception is the VA Streamline (also known as an interest rate reduction refinance loan or IRRRL), unless an appraiser believes there’s a problem.
Let’s dive into a deeper look into what’s included in the inspection next.

A Thorough Search for Any Infestations

A trained pest inspector in Cape Coral, FL will examine the interior and exterior of your home for all types of critters that could be a hazard. According to the region you live in, these include but aren’t limited to the following:

• Subterranean and above-ground termites
• Bed bugs
• Cockroaches
• Bees and other stinging insects
• Carpenter ants
• Various kinds of rodents
• Spiders
• Snakes
• Scorpions
• Moths
• Wood-destroying insects
Evidence of these critters can consist of everything from damaged wood to small gatherings of insect droppings or gnawing marks on furniture.

An Evaluation of Any Structural Damage

Insects and other pests enter your house somehow, usually by taking advantage of and/or causing structural damage to your home. The inspector will look for evidence of damaged floorboards, baseboards, walls, siding and more. After eliminating the pests from their hiding place, the structural damage will need to be fixed.

A Detailed Pest Report

Once the inspector is done, they’ll give a pest inspection report that is provided to the appraiser. While states use different forms and there are pests they seek based on the climate, they do share some common elements.

Each inspection form will give a brief summary of the pests found. They’ll also mention where they were found and any damage done. In the end, they’ll go over necessary treatments.

Instructions for Treatment And Damage Repair

In most instances, the problem requires to be treated and any damage due to the infestation has to be repaired to the satisfaction of the inspector before you can move forward with the loan if the inspector or appraiser had previously noted the problem. Proper treatment might entail a simple one-time visit from an exterminator, or if more severe structural damage is found, a longer treatment plan may be established.

Regardless, they’ll do another inspection to confirm that the problem has been taken care of.

How Long Does A Pest Inspection in Cape Coral, FLTake?

Most pest inspections normally take 30 minutes to an hour to complete. But, the actual length could be longer based on what the inspector has to search for, and the size and layout of the house. For example, if you have a crawlspace or attic that is tougher to access, that can take some extra time.

The paperwork also needs to be sent to your mortgage company and that might take a day or two to handle. Beyond that, if damage repair or mitigation is required, it relies on how soon you can get that scheduled. Once done, another inspection to confirm damage repair and eradication of the problem is normally necessary. But the quicker you get the damage repaired, the simpler it can be.

How Much Does A Pest Inspection in Cape Coral, FL Cost?

According to HomeAdvisor, the average cost of a termite and pest inspection is about $100. However, the cost can vary a lot according to the size of the home and what’s being inspected for. Furthermore, sometimes you might be able to get a bundle deal if you also have a regular home inspection done with the same company.

With most loan options, it doesn’t make a difference who pays for the pest inspection. The one that’s different is the VA, and that’s significant because it’s also the only loan where pest inspection is required required.
Buyers, sellers or lenders can pay for a pest inspection under a VA loan in the following states:

• Alabama
• Arkansas
• Arizona
• California
• Florida
• Louisiana
• Mississippi
• Oklahoma
• Texas

In the other states and Washington, D.C., either the seller or lender must pay for the pest inspection on a VA loan.

Should I Get A Home Pest Inspection in Cape Coral, FL?

A VA loan termite inspection is mandatory in many states. If your appraiser points out signs of a pest problem, a pest inspection will be needed. If you do not get a pest inspection, you may not be able to qualify for the mortgage.

Outside of that, no one desires to share their new home with uninvited guests, especially if those guests have more than four legs. Obtaining a pest inspection is worthwhile for peace of mind alone. You’ll be confident that your new home is a clean and safe place to reside in.

Home Pest Inspection FAQs

Here are a few of the most commonly asked questions regarding home pest inspections.

Are pest inspections in Cape Coral, FL required?

There are a few cases in which a pest inspection may be required. If you are applying for a VA loan or if a home inspection shows signs of a pest infestation, a professional pest inspection will likely be required.

Who pays for a pest inspection in Cape Coral, FL?

In some situations, like VA loans, the seller may pay for the cost of a pest inspection. Otherwise, if the buyer’s home inspector notes signs of pests they may opt to get a pest inspection before proceeding with the process.

The Bottom Line

A pest inspection in Cape Coral, FL will aid guarantee that no unwanted creepy crawly has made your home their own. This fairly cheap inspection can be essential to get a mortgage in some cases and it’s also there to provide you confidence that the home you’re living in is secure and sanitary.

We desire you learned a little bit more about pest control. A pest inspection and a general home inspection are always important, but they can be especially necessary when you’re purchasing a house that’s sold as-is.

Reach out to us now to schedule your home pest inspection in Cape Coral, FL.