OUR PEST INSPECTION SERVICES IN Palm Bay, FL

TESTIMONIALS

What Is a Pest Inspection?

What Is a Pest Inspection?

A pest inspection in {Palm Bay, FL entails a look for bugs and other critters that can cause damage to the framework of your property, a health threat or both. One common structural issue is caused by termites that get their nutrients from the wood in your house, but different other bugs and rodents can also lead to issues.

What Does a Pest Inspection in Palm Bay, FL Entail?

A pest inspection usually takes place around the same time as a home inspection or appraisal. Actually, one of the times it might be required is when an appraiser observes signs of a potential pest problem. Nevertheless, homeowners can have pest inspections done when they’re concerned they might have an issue.

Usually, pest inspection and mitigation services are provided by the same kinds of companies that do extermination. If you suspect a problem and you can see where it’s coming from, it may be feasible to do some do-it-yourself inspection and mitigation. However, this is an aspect that’s typically best left to pros. If your mortgage program requires a pest inspection, you will need to hire a professional.

With limited exceptions for certain states and counties within states, you usually need a pest inspection if you’re getting a Department of Veterans Affairs (VA) loan. One notable exception is the VA Streamline (also known as an interest rate reduction refinance loan or IRRRL), unless an appraiser thinks there’s a problem.
Let’s dive into a deeper look into what’s involved in the inspection next.

A Comprehensive Search for Any Infestations

A trained pest inspector in Palm Bay, FL will inspect the interior and exterior of your home for all types of critters that could be a threat. Depending on the region you live in, these include but aren’t limited to the following:

• Subterranean and above-ground termites
• Bedbugs
• Cockroaches
• Bees and other stinging insects
• Carpenter ants
• Different kinds of rodents
• Spiders
• Snakes
• Scorpions
• Moths
• Wood-destroying insects
Evidence of these critters can consist of things from damaged wood to small gatherings of insect droppings or gnawing marks on furniture.

An Evaluation of Any Structural Damage

Insects and other pests get into your house in some way, often by exploiting and/or causing structural damage to your home. The inspector will search for evidence of damaged floorboards, baseboards, walls, siding and more. After rooting out the pests from their hiding place, the structural damage will have to be fixed.

A Detailed Pest Report

Once the inspector is done, they’ll issue a pest inspection report that is provided to the appraiser. Even though states use different forms and there are pests they look for based on the climate, they do share some common elements.

Each inspection form will give a brief summary of the pests found. They’ll also mention where they were found and any damage done. In the end, they’ll go over necessary treatments.

Instructions for Treatment And Damage Repair

In most instances, the problem needs to be treated and any damage resulting from the infestation needs to be repaired to the satisfaction of the inspector before you can move forward with the loan if the inspector or appraiser had previously noted the problem. Effective treatment might include a simple one-time visit from an exterminator, or if more severe structural damage is found, a longer treatment plan may be put in place.

Nevertheless, they’ll do another inspection to confirm that the problem has been taken care of.

How Long Does A Pest Inspection in Palm Bay, FLTake?

Most pest inspections normally take 30 minutes to an hour to complete. However, the actual length could be longer depending on what the inspector has to look for, and the size and layout of the house. For example, if you have a crawlspace or attic that is harder to access, that can take some extra time.

The paperwork also needs to be sent to your mortgage company and that might take a day or two to handle. Beyond that, if damage repair or mitigation is needed, it depends on how fast you can get that scheduled. Once done, another inspection to confirm damage repair and eradication of the problem is normally necessary. But the sooner you get the damage repaired, the more straightforward it can be.

How Much Does A Pest Inspection in Palm Bay, FL Cost?

According to HomeAdvisor, the average cost of a termite and pest inspection is about $100. Nevertheless, the cost can change quite a bit according to the size of the home and what’s being looked for. Additionally, sometimes you might be able to get a combined deal if you also have a regular home inspection done with the same company.

With most loan options, it doesn’t count who pays for the pest inspection. The one that’s different is the VA, and that’s crucial because it’s also the only loan where pest inspection is required required.
Homebuyers, sellers or lenders can pay for a pest inspection under a VA loan in the following states:

• Alabama
• Arkansas
• Arizona
• California
• Florida
• Louisiana
• Mississippi
• Oklahoma
• Texas

In the rest of the states and Washington, D.C., either the seller or lender must pay for the pest inspection on a VA loan.

Should I Get A Home Pest Inspection in Palm Bay, FL?

A VA loan termite inspection is needed in many states. If your appraiser mentions signs of a pest problem, a pest inspection will be necessary. If you do not get a pest inspection, you may not be able to qualify for the mortgage.

Beyond that, no one desires to share their new home with intruders, notably if those guests have more than four legs. Having a pest inspection is worthwhile for peace of mind alone. You’ll be confident that your new home is a neat and safe place to live in.

Home Pest Inspection FAQs

Here are a few of the most commonly asked questions concerning home pest inspections.

Are pest inspections in Palm Bay, FL required?

There are a few circumstances in which a pest inspection may be required. If you are applying for a VA loan or if a home inspection reveals signs of a pest infestation, a professional pest inspection will most likely be required.

Who pays for a pest inspection in Palm Bay, FL?

In some instances, like VA loans, the seller may cover the cost of a pest inspection. Otherwise, if the buyer’s home inspector mentions signs of pests they may choose to get a pest inspection before moving forward with the process.

The Bottom Line

A pest inspection in Palm Bay, FL will aid guarantee that no unpleasant creepy crawly has made your home their own. This relatively cheap inspection can be required to get a mortgage in some cases and it’s also there to give you peace of mind that the home you’re living in is secure and sanitary.

We desire you learned a little bit more about pest control. A pest inspection and a general home inspection are constantly important, but they can be particularly necessary when you’re acquiring a house that’s sold as-is.

Call us now to book your home pest inspection in Palm Bay, FL.