OUR PEST INSPECTION SERVICES IN Fort Wayne, IN

TESTIMONIALS

What Is a Pest Inspection?

What Is a Pest Inspection?

A pest inspection in {Fort Wayne, IN involves a look for bugs and other creatures that can lead to harm to the framework of your property, a health risk or both. One frequent structural concern is due to termites that obtain their nutrients from the wood in your house, but several other bugs and rodents can also cause problems.

What Does a Pest Inspection in Fort Wayne, IN Entail?

A pest inspection often takes place near the same time as a home inspection or appraisal. In fact, one of the situations it might be required is when an appraiser observes signs of a potential pest problem. But, homeowners can have pest inspections done whenever they’re anxious they might have an issue.

Typically, pest inspection and mitigation services are given by the same kinds of companies that do extermination. If you think a problem and you can identify where it’s coming from, it may be feasible to do some do-it-yourself inspection and mitigation. However, this is an aspect that’s typically best left to pros. If your mortgage program requires a pest inspection, you will need to employ a professional.

With limited exceptions for certain states and counties within states, you usually need a pest inspection if you’re getting a Department of Veterans Affairs (VA) loan. One important exception is the VA Streamline (also known as an interest rate reduction refinance loan or IRRRL), unless an appraiser thinks there’s a problem.
Let’s dive into a deeper dive into what’s entailed in the inspection next.

A Thorough Search for Any Infestations

A trained pest inspector in Fort Wayne, IN will look through the interior and exterior of your home for all kinds of critters that could be a threat. According to the region you live in, these consist of but aren’t limited to the following:

• Subterranean and above-ground termites
• Bed bugs
• Cockroaches
• Bees and other stinging insects
• Carpenter ants
• Different kinds of rodents
• Spiders
• Snakes
• Scorpions
• Moths
• Wood-destroying insects
Evidence of these critters can comprise things from damaged wood to small collections of insect droppings or gnawing marks on furniture.

An Evaluation of Any Structural Damage

Insects and other pests enter your house in some way, often by exploiting and/or causing structural damage to your home. The inspector will seek out evidence of damaged floorboards, baseboards, walls, siding and more. After rooting out the pests from their hiding place, the structural damage will have to be fixed.

A Detailed Pest Report

Once the inspector is done, they’ll give a pest inspection report that is provided to the appraiser. While states use different forms and there are pests they seek based on the climate, they do have some common elements.

Each inspection form will offer a brief description of the pests found. They’ll also discuss where they were found and any damage done. Finally, they’ll go over necessary treatments.

Instructions for Treatment And Damage Repair

In most cases, the problem requires to be treated and any damage resulting from the infestation needs to be repaired to the satisfaction of the inspector before you can proceed with the loan if the inspector or appraiser had previously noted the problem. Efficient treatment might involve a simple one-time visit from an exterminator, or if more serious structural damage is found, a longer treatment plan may be established.

Nonetheless, they’ll do another inspection to ensure that the problem has been taken care of.

How Long Does A Pest Inspection in Fort Wayne, INTake?

Most pest inspections normally take 30 minutes to an hour to complete. But, the actual length could be longer based on what the inspector has to check, and the size and layout of the house. For example, if you have a crawlspace or attic that is more difficult to access, that can take some more time.

The paperwork also needs to be sent to your mortgage company and that might take a day or two to deal with. Following that, if damage repair or mitigation is required, it depends on how soon you can get that scheduled. Once done, another inspection to confirm damage repair and eradication of the problem is typically necessary. But the sooner you get the damage repaired, the easier it can be.

How Much Does A Pest Inspection in Fort Wayne, IN Cost?

According to HomeAdvisor, the average cost of a termite and pest inspection is about $100. But, the cost can change significantly depending on the size of the home and what’s being looked for. Additionally, sometimes you might be able to get a bundle deal if you also have a regular home inspection done with the same company.

With most loan options, it doesn’t count who pays for the pest inspection. The one that’s different is the VA, and that’s crucial because it’s also the only loan where pest inspection is usually required.
Homebuyers, sellers or lenders can pay for a pest inspection under a VA loan in the next states:

• Alabama
• Arkansas
• Arizona
• California
• Florida
• Louisiana
• Mississippi
• Oklahoma
• Texas

In the other states and Washington, D.C., either the seller or lender must pay for the pest inspection on a VA loan.

Should I Get A Home Pest Inspection in Fort Wayne, IN?

A VA loan termite inspection is needed in many states. If your appraiser mentions signs of a pest problem, a pest inspection will be necessary. If you do not get a pest inspection, you may not be able to be eligible for the mortgage.

Outside of that, no one wants to share their new home with intruders, notably if those guests have more than four legs. Obtaining a pest inspection is worthwhile for peace of mind alone. You’ll feel confident that your new home is a tidy and safe place to reside in.

Home Pest Inspection FAQs

Here are a few of the most often asked questions concerning home pest inspections.

Are pest inspections in Fort Wayne, IN required?

There are a few circumstances in which a pest inspection may be required. If you are going for a VA loan or if a home inspection displays signs of a pest infestation, a professional pest inspection will most likely be required.

Who pays for a pest inspection in Fort Wayne, IN?

In some cases, like VA loans, the seller may pay for the cost of a pest inspection. On the other hand, if the buyer’s home inspector points out signs of pests they may decide to get a pest inspection before continuing with the process.

The Bottom Line

A pest inspection in Fort Wayne, IN will assist ensure that no unwanted creepy crawly has made your home their own. This comparatively cheap inspection can be essential to get a mortgage in some cases and it’s also there to provide you peace of mind that the home you’re living in is secure and sanitary.

We hope you gained a little bit more about pest control. A pest inspection and a general home inspection are always important, but they can be particularly necessary when you’re buying a house that’s sold as-is.

Reach out to us now to schedule your home pest inspection in Fort Wayne, IN.